Online shopping? Check out these cash back sites first!

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Today, I thought a rundown of my favorite cashback sites might be helpful as we are quickly approaching the Holiday Season. If you are not familiar with Cashback sites - basically they are companies that operate on an affiliate basis with hundreds if not thousands of online stores. The stores give the cashback sites an affiliate commission and the cashback sites give you a portion of that commission when you make a purchase. It's a win-win!

There are numerous of these types of sites out there, but there are three main ones that I check when I’m making online purchases.

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Ebates is the oldest cashback site I belong to. I joined in 2013, which isn’t all that long ago when you think about it. Honestly, I did not really start using it until about a year ago...don't ask me why...I mean who doesn't want to earn cash back on online purchases they are planning to make anyway!

A little more about Ebates: 

$5.01 minimum pay-out threshold
Payment date every 45 days; on a schedule

Get paid by either PayPal or check

Ebates Referral Bonus - earn $10 per friend you refer plus a $50 bonus when two friends make a purchase through Ebates

You get a $10 bonus for signing up with Ebates, payable when you earn $25 in cashback within 90 days. {This is quite do-able if you do a lot of Holiday shopping online.}

Mr. Rebates is another great site that has been known for offering some of the highest cash back percentages for many of the merchants that it has partnered with.
                

A little more about Mr. Rebates': 

$10.00 minimum pay-out threshold
Payment date is 1st of each month for previous months’ requests

Get paid by either PayPal or check
Mr Rebates' Referral Bonus - Each time your referral gets cash back, you get a bonus equal to 20% of their rebate. You benefit from every purchase they make.

Topcashback is another great cashback site. Again, I seem to totally under utilize this site and I am not sure why. I joined in 2014 and have only used the site twice BUT those earnings equal $13.00! Actually, I earned back more than I spent!!




A little more about Topcashback: 

No minimum pay-out threshold
Stack the savings with cashback + coupons
Be paid whenever you choose
The cashback is payable in a fairly speedy manner
You can get a 3% bonus on your cashback rebate if you request payout via an Amazon.com Gift Card.
Top Cashback Referral Bonus - Invite your friends and earn $10 for each

When you sign up with TopCashBack you get a $10 bonus, payable when you earn $10 in cashback.

Additional cashback sites worth looking into are:

Fat Wallet - sends shoppers email alerts when a new deal is posted for a specific product or company.You can get cash back from hundreds of stores and thousands of store offers, as well as bonuses for referring friends and family members. 

Swagbucks - offers cash-back rewards for more than just online shopping: Users earn a virtual currency called Swag Bucks for a variety of online activities, including searching, shopping, taking surveys, playing games and discovering online content.

MyPoints - every time shoppers make a purchase through MyPoints.com they earn rewards points, which can be redeemed for gift cards, cash back or even travel miles.

BeFrugal - features cash back, online coupons and promotion codes for over 4,000 merchants. The site also offers printable coupons that can be used offline at restaurants and grocery stores.

Since cashback rates fluctuate, it’s a good idea to just check before you purchase.

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